Taxes. Yawn. Right? Wrong. For many Canadians, taxes form the largest expense in their budget. And for many employee-Canadians (vs. self-employed Canadians), you’re going to pay close to whatever your company’s tax slip says you’re going to pay. And because tax is often withdrawn right from your paycheque, you might not even notice how much […]
How and Why to Calculate Your Savings Rate
November 15, 2018 by 5 Comments
In late October I had the opportunity speak about how early retirement is more achievable than you might think, provided you take appropriate actions and make wise financial choices. Specifically, on slide 28, I provided a simple example of how healthy spending and savings patterns can open up many life choices. You could stop work […]
You Can Retire Sooner Than You Think
October 31, 2018 by 6 Comments
The following is an approximate transcript of the talk I gave at the London ON FIRE meetup in London, Ontario on Oct 30, 2018: You Can Retire Sooner Than You Think. 1. Good evening everybody. It’s great to see so many of you out here tonight. My name is Chris Urbaniak, and I’ve been part […]
There’s Something to Be Said About Dividends
April 26, 2018 by Leave a Comment
Some of you probably care immensely about dividends. Some of you probably don’t even know what dividends are (except for free money in Monopoly). And some of you are probably like me: you know the basics and the concepts, but could stand to learn a bunch more to really take advantage of them. Well, a […]
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