Merry Christmas and Happy New Year, from our family to yours! I truly hope that you are able to relax and spend time with loved ones this holiday season. Whether or not you celebrate the true meaning of Christmas (the birth of Jesus Christ), the holiday season is symbol of hope and love. If you […]
How and Why to Calculate Your Savings Rate
November 15, 2018 by 5 Comments
In late October I had the opportunity speak about how early retirement is more achievable than you might think, provided you take appropriate actions and make wise financial choices. Specifically, on slide 28, I provided a simple example of how healthy spending and savings patterns can open up many life choices. You could stop work […]
You Can Retire Sooner Than You Think
October 31, 2018 by 6 Comments
The following is an approximate transcript of the talk I gave at the London ON FIRE meetup in London, Ontario on Oct 30, 2018: You Can Retire Sooner Than You Think. 1. Good evening everybody. It’s great to see so many of you out here tonight. My name is Chris Urbaniak, and I’ve been part […]
What Would Future You Think?
October 18, 2018 by Leave a Comment
********** Hot off the press! I’ll be speaking at the London ON FIRE meetup on Tue Oct 30, 6:30pm at 195 Dufferin Ave, London, ON. Come on out, say hi, and learn more about how you can retire sooner than you think! Event info: https://www.facebook.com/groups/LDNonFIRE/events/ And now back to our regularly scheduled programming… ********** How […]
How to Choose a Cell Phone Plan
August 9, 2018 by 2 Comments
My wife and I have been hanging on to our $6/mo* cellphone plans for many, many years. Until this week. We recently received notice that our cell phone provider was forcing us into a $10/mo plan, but one that didn’t align with our usage at all. *Ok, I lied. It’s actually only $5.75/mo, but plus […]
I am a Hypocrite. Are You?
May 3, 2018 by 4 Comments
Everybody loves a hypocrite. Everybody also loves sarcasm. But perhaps more perceptively, everybody is a hypocrite, at least once in a while. Sometimes more often than not. And so, this week I admit that I, too, am a hypocrite. And it bothers me. So let’s journey together to break down why, as well as what […]
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